> MEMBERSHIP

Real talk: nobody hands you a book of business when you're starting out. NAMB YP connects you with the mentors, the community, and the advocacy muscle to build one faster than you would alone.

Calling All Young Mortgage Pros!

  • Professional Development & Education: Live monthly training on the deals, tools, and trends actually shaping origination right now.


  • Mentorship & Career Growth: Get paired with brokers who've already solved the problems you're hitting.


  • Advocacy & Industry Engagement: Your generation will run this industry. Start shaping the policy that governs it now.


  • Networking & Community Building: A peer group that's building a business at the same stage you are, not twenty years ahead of you.


  • Expanding Lending Opportunities & Innovation: First look at the products, platforms, and strategies newer originators are using to win.

By the Numbers

Workforce Age Profile

The average mortgage originator is 44 years old, and workers 40 and older make up roughly 64% of the mortgage originator population, which implies under-40 originators are roughly a third of the workforce or less. 

The Talent Pipeline Problem

Industry reporting shows a real recruitment gap. Media reports a 46% decline in total producing loan officers in 2024 compared to 2022, and separately, younger professionals are failing to enter the mortgage sector at rates needed for sustainable growth.

Current Workforce Size and Recent Movement

The number of producing loan officers hit 221,161 in 2025, up slightly from 220,449 in 2024, marking the first annual increase since the pandemic. 

Breaking that out by channel, brokers specifically posted the strongest growth: broker LO count rose 12.5% year over year to 56,803 in 2025, while banks and credit unions grew a combined 5% to 89,389, and independent mortgage banks declined 11.7% to 74,969. 

5 Ways to Fast-Track Your Career as a Young Originator

Tune In: The NAMB Podcast

Want more insight? Check out the NAMB Podcast, co-hosted by Ginger Bell and Matt Shields, a fellow NAMB YP.


Each episode brings in industry voices to break down what's actually moving the market, from condo financing changes to AI tools to strategies for growing your referral business.


New episodes drop regularly and cover real, tactical ground: recent topics include navigating condo approval changes, using AI to win complex-income borrowers, and turning relationships into referral partnerships.

NAMB YP Membership Requirements

✔ Must be a current member of NAMB. Click to join!

✔ Must be 40 years of age or younger at the time of joining.

✔ Must be committed to professional development and engagement in YPG activities.

This framework ensures that NAMB YP reinforces NAMB’s mission

while being a launchpad for the next generation of leaders in the mortgage industry.