Certified Residential Mortgage Specialist - NAMB's mid-level credential who want to commit to higher standards of professional practice.
The Certified Residential Mortgage Specialist (CRMS® ) certification exam measures the knowledge of mortgage professionals who have been in the industry for at least two years. NAMB created the Certification as a way for mortgage professionals who have established themselves within the industry to validate their achievements. The CRMS® exam is open to NAMB members and non-members. If you’re applying for this exam and are NOT a NAMB member, please send an email to email@example.com to find out how.
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CRMS Applicant Handbook
The CRMS exam is open to mortgage professionals who meet the following requirements:
have at least two (2) years of mortgage industry experience;
possess and have documented a minimum of 50 qualifying points;
agree to abide by, and have no violations against, the NAMB Code of Ethics;
and agree to abide by, and have no violations against, NAMB’s best-lending practices.
Qualifying points are determined by a combination of education and experience as determined by the five categories listed in the table below (For each category, candidates must have a minimum and maximum number of points in order to achieve eligibility).
For a complete breakdown of CRMS eligibility points, please refer to the CRMS Application & Applicant Handbook. To review the requirements for all NAMB Certification Program click on Eligibility Requirements.
|Categories ||Qualifiers ||Points||Min ||Max|
| Category 1|| Work Experience|| 3-5 Per Year|| 10|| 30|
| Category 2|| Mortgage Education|| 1 per Credit Hour|| 20|| 40|
| Category 3|| Formal Education|| 3-10 based on Degree|| 0|| 27|
| Category 4|| Professional Certifications|| 5-15 based on Credential|| 0|| 15|
| Category 5|| Leadership & Participation|| Based on Level/Participation|| 0|| 15|